PMC is Envestnet's Portfolio Consulting Group
visit Envestnet.comRetirement Income Solutions
Retirement income tools help advisors better serve their clients as they convert their savings to income replacement. These tools include Monte Carlo1 analysis to help clients understand the trade-offs between risk, spending, bequests and longevity. PMC also has optimization models that integrate guaranteed income insurance products2 with asset allocation models3 to further assist retirees in finding the right combination of investment products to suit their needs and preferences.
1Monte Carlo simulation is an analytical technique used to approximate the probability of certain outcomes by running multiple trial runs, called simulations, using random variables.
2Insurance products are offered by insurance providers and are sold and recommended by registered representatives. Envestnet provides administrative and technology services in conjunction with insurance products. Envestnet does not provide any advice or make any solicitations, offers or recommendations with respect to insurance products.
3The PMC optimization methodology for annuities uses data from CANNEX Financial Exchanges Limited as an input.
Investing (including mutual funds and ETFs) carries risk, including the loss of principal, and there can be no assurance that any investment strategy will provide positive performance over a period of time. The asset classes and /or investment strategies described above may not be suitable for all investors. Investors should first consult with an investment advisor before investing. Investment decisions should be made based on the investor’s specific financial needs and objectives, goals, time horizon, tax liability and risk tolerance. When investing in managed accounts and wrap accounts, there may be additional fees and expenses added onto the fees of the underlying investment products. For a complete description of all fees, costs and expenses, please refer to the Envestnet Form ADV Part 2A or Form ADV Part 2A - Appendix 1 as applicable. Past performance is no guarantee of future results. Neither Envestnet, PMC nor its representatives render tax, accounting or legal advice.